Free money tools · no signup
Pay off debt and budget
Pay off debt and budget
without the spreadsheet headache.
Simple, honest calculators that show you exactly where you stand — and free printables to keep you on track. Everything runs in your browser; your numbers stay yours.
Money tools
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Debt Payoff Calculator
Snowball vs avalanche — see your debt-free date and how much interest you’ll save.
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50/30/20 Budget Calculator
Split any paycheck into needs, wants, and savings in one tap.
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Savings Goal Calculator
How much to set aside each month to hit your goal by a date.
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Paycheck / Take-Home Estimator
Estimate your real take-home pay after taxes (US, 2026).
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Compound Interest Calculator
Watch savings or investments grow — and see how much is free interest.
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Credit Card Payoff Calculator
How long one card takes to clear and what the interest really costs.
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Emergency Fund Calculator
How big your safety net should be and when you’ll hit it.
🖨️ Free printable budget + debt trackers
Join the list and get our starter pack of printable trackers — plus new tools as they launch.