Pay off debt and budget
without the spreadsheet headache.
Simple, honest calculators that show you exactly where you stand — and free printables to keep you on track. Everything runs in your browser; your numbers stay yours.
Money tools
Debt Payoff Calculator
Snowball vs avalanche — see your debt-free date and how much interest you’ll save.
50/30/20 Budget Calculator
Split any paycheck into needs, wants, and savings in one tap.
Savings Goal Calculator
How much to set aside each month to hit your goal by a date.
Paycheck / Take-Home Estimator
Estimate your real take-home pay after taxes (US, 2026).
Compound Interest Calculator
Watch savings or investments grow — and see how much is free interest.
Credit Card Payoff Calculator
How long one card takes to clear and what the interest really costs.
Emergency Fund Calculator
How big your safety net should be and when you’ll hit it.
Debt-to-Income Calculator
Front-end and back-end DTI, checked against real lender guidelines.
🖨️ Free printable budget + debt trackers
Join the list and get our starter pack of printable trackers — plus new tools as they launch.